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A natural athlete and track star, Whyte represented Jamaica in national and international meets in college. In 1997, he moved to the U.S. to attend the University of Maryland, Eastern Shore on a track financial aid.

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Templeton explained to the concerned woman that even a short $8.97 debt can do damage to her credit rating. She left on to say, that if left unpaid, small debts such as unpaid library fines flip into something much worse in upcoming.

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